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Some people just need to make their own mistakes and come to their own conclusions in their own time. People can get really weird about money and finances.
Lumen December 19, at Money is emotional and we have a lot of cultural shame around it. Specialk9 December 19, at 8: Most have at least asked about which of the k options to invest in, and several have started a series of conversations about their current money questions. So I think the trick is not to critique the person, at all, and offer broad knowledge transfer, with the clear message that you learned the hard way from screwing up and want to save people the years.
Specialk9 December 19, at But there are lots of general interest financial seminars and courses you can set up for people. Most people can use some help on something money related. On Fire December 19, at I personally would be putting money aside now to cover expenses.
Anne with an "e" December 19, at Your coworker could have an income source that you are completely unaware of. Perhaps she is anticipating an inheritance. Perhaps a family member does or will assist her.
You just never know. This is true for the coworker of the OP as well. For all the OP knows, the young employee could suddenly have access to a large amount of money when she reaches a certain age.
One thing that is certain is that you should never make assumptions. Almost Violet Miller December 19, at You never see the full picture and you are very likely to make false assumptions when filling in the gaps. People conform to a certain image they want to show at work.
She might not be sharing all aspects to her finances. I wish I could say OP should talk to her because she might really be in need of some guidelines but the risks are too high to overstep boundaries.
Sara December 19, at 1: I have a friend who is an accountant who attempted to help a friend with budgeting and he asked to put a line item in for tattoos when he could barely afford his rent.Hello Marian, Yes, it should be a total, in my opinion.
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